Planning backed by institutions
We apply the current Peruvian regulatory frameworks to design a sustainable savings plan that fits your economic profile.
Official financial literacy initiative
Take the lead of your economic stability today, backed by the State framework.
We put at your disposal new digital tools for the strategic management of your savings, together with Peruvian specialists in public finance and wealth planning.
San Isidro · Lima · Perú
Trust built across the regions of Peru
- Aligned with the guidelines of the Ministry of Economy and Finance
- Methodology grounded in SBS and SMV standards
- Contents reviewed by chartered Peruvian economists
- Available in Lima, Arequipa, Trujillo, Cusco and Piura
A clear path
A clear path towards growth
Discover how thousands of Peruvian entrepreneurs are optimising their surpluses with the guidance of our specialists in public finance.
Official digital tools
Access calculators, surplus dashboards and fiscal reports aligned with the guidelines of SUNAT and the SBS.
One-to-one Peruvian specialists
Individual sessions with analysts certified in public finance and family economics across Lima and the regions.
Official platform
Access the official platform and plan your future here.
Discover formal and secure mechanisms to strengthen your wealth, control your cash flow and project the growth of your business or household throughout 2026.
- Free economic diagnosis in less than 10 minutes
- Personalised 12-week learning path in financial literacy
- Monthly exportable reports for your accountant or manager
- Alerts on relevant Peruvian regulatory changes
How it works
SubscribeThree steps to take control of your finances
01
Sign up on the official list
Fill in the form with your name and email. You will receive preferential access to the 2026 programme.
02
Receive your diagnosis
A Peruvian specialist will assess your situation and send you an initial plan aligned with current regulations.
03
Start your route
Apply our tools to organise your surpluses, formalise your savings and project your wealth.
Our specialists
Peruvian economists and consultants at your service
A multidisciplinary team with more than 15 years of experience in public finance, development banking and economic education across Peru.
01
Rosa Manrique Espinoza
Director of Financial Literacy
San Isidro, Lima
02
Javier Salcedo Quispe
Senior Public Finance Analyst
Arequipa
03
Lucía Alvarado Rojas
Wealth Planning Specialist
Trujillo
Real stories from Peru
“With Urkoza I learned to separate the surplus from my shop and today I plan my purchases two months in advance. Now my family saves in an orderly and formally backed way.”
Miguel Ángel Huamán
Entrepreneur, Villa El Salvador
Frequently asked questions
We answer the questions of Peruvian citizens
Is Urkoza a public entity?+
Urkoza is a private Peruvian initiative operating with guidelines aligned to official State bodies such as the Ministry of Economy and Finance, the SBS and SUNAT. It does not replace nor represent any State entity.
Does the programme have any cost?+
The initial diagnosis and basic planning tools are free of charge throughout 2026. Advanced advisory services are offered under clearly disclosed plans before any contract.
How do you protect my personal data?+
We comply with Peruvian Law No. 29733 on Protection of Personal Data. Your data is used only to grant you access to the platform and to send authorised communications.
Do I need to be a formal entrepreneur to sign up?+
No. We support dependent workers, independent professionals, and both formal and informal entrepreneurs who want to formalise and organise their savings.
In which regions of Peru are you available?+
We currently prioritise Metropolitan Lima, Callao, Arequipa, Cusco, Trujillo, Piura and Chiclayo, and we are expanding coverage throughout 2026.
Official subscription
Discover formal and secure mechanisms to strengthen your wealth
Receive a Peruvian 2026 financial planning guide in your inbox, plus invitations to sessions with our specialists.